Credit Card Processing - Merchant Account - Merchant Services

Merchant Account - Credit Card Processing - Internet Merchant Account - Wells Fargo Bank

Pay-Me-Now Credit Card Processing Software

Whether you want to take your business online or just want to make payments more convenient for your customers, our Pay-Me-Now Credit Card Processing Software takes the hassles out of accepting credit cards as payment.

Our Free Pay-Me-Now software is an Internet Payment Gateway and Virtual Terminal software allowing internet merchants to process major credit cards and online ACH checks.

PayMeNow features a complete suite of free tools such as:

  • Payment gateway and virtual terminal
  • Shopping cart integration & HTML weblinks
  • Free recurring billing features
  • Free online ACH check set up
  • Check guarantee and check conversion
  • Works with Magtek MiniMICR check reader
  • Card-present virtual terminal & keyboard swiper

Just login to the secure Pay-Me-Now payment gateway website using your PC computer or laptop, and you are ready to start receiving payments and expand the possibilities of your business.

Everything you need is included in the software so it's easy to access 24/7 anywhere you have dial-up or DSL internet connection.

Benefits

  • Leverage impulse buying
  • Improve your competitive edge
  • Enhance your web site's credibility
  • Make money while you sleep
  • Increase customer loyalty
  • Make it convenient to buy
  • Expand your market
  • Offer customers peace of mind

What happens when a transaction is submitted to the Pay-Me-Now Payment Gateway?

Transaction information is collected with either a form that captures the necessary customer information (name, credit card number, etc.) from a merchant’s own secure transaction page, or via a page hosted on the Pay-Me-Now secure server, for the customer to fill out.

The customer’s information is encrypted using 40 or 128-bit Secure Socket Layer technology and sent to an Pay-Me-Now transaction server. The server sends the data through the authorization network to the appropriate card issuer's bank, using a secure, proprietary connection. When the authorization process is complete -- this takes around five seconds -- the customer receives an approval or decline response and the Pay-Me-Now server stores the transaction. Transactions are automatically settled each day and are typically funded within two to three business days.

Merchants can check the status of transactions or run reports on past activity by going to the Pay-Me-Now Web site and logging on to their own password-protected Pay-Me-Now site. Online businesses also can use the Pay-Me-Now Virtual Terminal to enter payment information manually if customers prefer to call in their credit card information.

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Payment Gateway Software

Pay-Me-Now software is a leading provider of internet-based transactions with the ability to process major credit cards and online checks. PayMeNow features a complete suite of free tools such as a virtual terminal, free shopping cart integration and HTML weblinks, free recurring billing, free online check set up, check guarantee and electronic check conversion via Magtek MiniMICR check reader, card present virtual terminal via keyboard card swiper, card-present debit transactions via PinPad, free fraud screening, and a comprehensive online reporting system. Pay-Me-Now has formed strategic alliances with leading financial institutions and technology partners to deliver the most comprehensive online credit card and e-check processing service in the industry.

E-Commerce Payment Gateway Solutions

Getting started processing transactions through the Pay-Me-Now payment gateway is easy. This site will provide you with a description of the different processing options you have, and guide you through the steps to getting up and running quickly.

Virtual Terminal - This is the easiest way to process transactions. No integration is necessary --- simply login to the Pay-Me-Now, select one of the Virtual Terminal menu options, fill out the form with your consumers account information and payment amount, and press Submit.

Credit Card Processing - Accept all major credit cards, including Visa, MasterCard, American Express, Discover, Diner's Club, and JCB via Pay-Me-Now software.

ACH Checks - Give your consumers the option of paying via Online Check.

Electronic Check Conversion - Convert all your check transactions into electronic ACH transactions eliminating the need to make daily deposits at the bank.

ACH Check Services Equipment - Take advantage of our full suite of ACH check services, check guarantee, electronic check conversion with our USB check imagers for your computer.

Recurring Billing - Easy to use automated billing of recurring amounts.

Membership / Subscription Password Service - Add "premium" content areas to your web site that can only be accessed for a fee.

Wireless Transactions - Submit and view transactions from your WAP-enabled phone, Comstar mobile merchant, or the Palm VII.

Fraud and Risk Management (FRISK) - Customizable fraud and risk management system helps you maximize sales and minimize risk.

Shopping Cart Integration: Pay-Me-Now supports most available shopping cart software so it integrates easily with most e-commerce solutions.

HTML Web Link: Pay-Me-Now Web Link is a secure online payment-processing check-out that allows Internet-based businesses to authorize, process and manage payment transactions without installing software on their Web site.

Online Reporting - All the details of your transactions are available online via our comprehensive Pay-Me-Now web reporting site.

Dedicated Support - Merchant Partners gives businesses the personal attention and responsiveness they need to succeed online.
 

 

Ready to Accept Credit Cards? Click Here to Apply Online for Same Day Approval

 

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E-Commerce Exchange (ECX) Orange County 30372 Esperanza, Suite A • Rancho Santa Margarita, Ca 92688
800-418-9285 Fax 949-580-3795 • sales@ecxoc.com

E-Commerce Exchange is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA.