Merchant Account - Credit Card Processing - Internet Merchant Account - Wells Fargo Bank

Benefits of having an ECXOC Merchant Account and Authorize.Net solution over using PayPal to process your transactions. ECXOC independently underwrites your merchant account so our Risk Managers know exactly how you conduct business; this significantly reduces the chance for you to have funds held. PayPal is notorious for holding merchants' funds. With ECXOC you start from day one with our very low Visa/MC Discount rates, lower even than the rates PayPal reserves for sellers that process $100,000 per month!!! ECXOC merchants receive lower fees than PayPal charges and many more features and benefits. PayPal offers: $0-$3000 per month PayPal charges 2.90% and 30 cents. $3000-$10,000 per month PayPal charges 2.50% and 30 cents. $10,000-$100,000 per month PayPal charges 2.20% and 30 cents. With ECXOC, when there is a chargeback or dispute with a customer, you are represented by ECXOC and our Acquiring Bank independently with the cardholder and their Issuing Bank. With PayPal, they represent BOTH the buyer and the seller when there is a chargeback or dispute. This is just like having an unhappy husband and wife sharing the same attorney during a DIVORCE and expecting to be represented fairly… ALL ECXOC and Authorize.Net accounts INCLUDE a Virtual Terminal and are pre-integrated to over 500 eCommerce Shopping Carts, Auction Management Solutions and Billing Systems. You can accept both online and phone orders at your Web site, home, store, office, tradeshow, etc. With PayPal you can only take orders from your Web site or auction. With ECXOC you will receive your funds deposited directly into your Personal or Business checking account within two business days. When PayPal’s system goes down (which has happened numerous times) you do not have access to your money or to process sales! With ECXOC your customers will not be required to open up a PayPal account just to do business with you. With ECXOC and Authorize.Net, you establish and define your own risk parameters utilizing 11 different Address Verification (AVS) settings and Card Verification Value (CVV) settings based on your own business practices. PayPal does not give you any control at all over your own risk parameters, and simply rejects your transactions with no ability for you to salvage those sales. Through the Authorize.Net Fraud Detection Suite (a value added service), merchants have access to numerous additional fraud filters and control settings; for example, 1) 'accept' 2) 'reject' or 3) 'authorize, but hold for review.' With ECXOC you can process Automated Recurring Billing transactions for regular customers. ECXOC and Authorize.Net do not share, sell or otherwise market you or your user's information to any other companies!!! PayPal states: "We may disclose the information we collect…to companies that perform marketing services on our behalf. We may also disclose the information we collect (but not your bank account or credit card information) to other financial institutions with whom we have joint marketing agreements, in order to determine whether you are pre-approved for the products that PayPal is jointly marketing with the third party (such as the PayPal Visa credit card issued by Providian National Bank)." We (PayPal) share your information with our parent, subsidiaries and joint ventures… The ECXOC and Authorize.Net solution is PRE-INTEGRATED into over 500 eCommerce Shopping Carts, Auction Management Solutions and Billing Systems, making its usage virtually universal on the Internet. ECXOC and Authorize.Net provide excellent TOLL FREE Customer Service and Technical Support available by phone, email & live chat. Give us a call today at our California sales offices to see how we can assist you with your processing needs!

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PAYMENT GATEWAY SOFTWARE: For Existing Merchants - Login to your payment gateway accounts here: PayMeNow Software    Existing Merchant Login  Click here to view the Online Demo QuickCommerce Software    Existing Merchant Login  Click here to view the Online Demo AuthorizeNet Software    Existing Merchant Login

Customer Success Stories: “With every transaction I've had with the team at E-commerce Exchange since coming on board in 2001, I have been treated as if I were the only customer you have. It prompted me to contact you again when I wanted a virtual terminal connection so I could take and post credit card payments online. I checked out Paypal, too, since I have a Paypal shopping cart account that came with my website features, but was not pleased with their hidden rates and online -only application. I wanted the human touch and found it once again with folks like Ray Folland and David Ginsberg who handled the paperwork and setup. I'm a customer service TRAINER, so I am DOUBLY appreciative of good service and prompt attention.”  Thanks, guys!  Sincerely,  Marcia Lambert, Director, CustomCare, Charlotte, NC  [ read more ]